Sell or Hold in south Seattle area

[Duncan Bagley]

New to BP, awesome site. We own a small single-family home in the Kent area which is south of Seattle. We live in Vancouver, Wa so we are at distance. The question is would now be a good time to hold the property and continue renting? Invested $245k Market value- $240k Rent $1,100 Taxes $308 Net cash flow $792 Net 3.88% annual return Or sell the property and use the proceeds to provide private lending. What is a realistic cash flow and net % return on net $225k? Should I consider appreciation also? Thanks