Title insurance question

[Mike F.]

After reading several post on the subject I'm still a little confused, please help.

When buying property's from web base auction houses like HUBZU, they offer to split closing cost and they purchase title insurance for buyer, this saves said buyer money. (obviously they pick the closing attonery and title company) I'm confused why many people say to purchase the policy on your own, Why?

Im assuming that a title policy for the buyer is covering the buyer regardless of who actually hires the title company. Why am I sensing paranoia?

Thanks in advance for replies!