Commercial lending in Georgia

3 Replies

Does anyone have a referral for a good commercial lender in Georgia for multi family?
@Thomas Hart  When you say multi family, are you referring more then 4 units? Can you share so details so folks can provide input.

Upen Patel

Thomas it all depends on what you are talking about size wise and if you want a full recourse or non-recourse loan.

Also if the property is a value add type deal or fully stabilized. You being in California it would not be wise to buy a C type property even if stabilized. Most local banks do not like to lend to outside investors and want "boots on the ground" as they call it.

Not impossible but what expectations do you have for a loan? Amortization, amount down, recourse vs non, pre-pay penalty, length of loan term, fixed rate for how long, etc.


Hi @Thomas Hart

There are # of commercial lenders in Georgia that finance multi-family properties. However, it depends the kind of financing you are looking for, type of property, # of units, re-course/non-recourse, terms etc and n# of other variables. 

At a high level - Below are commercial lenders/banks. It also depends on your existing relationship w the banks. I have existing relationship w BBT and WellsFargo so mostly get my commercial funding for MF from these banks. 

1. BBT 

2. WellsFargo

3. North Georgia Bank 

4. Private Bank of Buckhead

Good Luck!

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