Helpful Suggestions and/or advice please...

[Luke Davis]

Hi

My name is Luke.  I bought a home almost a year ago using a USDA loan.  I will soon be renting out this home and living in the back of the property in a fifth wheel to save up for my next purchase.  I would like to purchase a muti-family housing unit.  Maybe a duplex, triplex or fourplex.  Does anyone have suggestions on the best course of action?  Should I borrow against my home? Refinance? Are there any shortcuts to doing this faster than just saving my cash for a down payment?  Can I use the fact that there are already renters in the units that I would like to purchase to help convince a bank that I can make the payments?  Any guidance or advice would be greatly appreciated.

Luke