Pay cash in a less affluent area or finance in a nicer area?

[Chris Kovarik]

I have enough cash on hand that I could purchase a home in a less afluent part of town, or finance in a nicer area?

I've always been a little gun shy about borrowing money, but understand financing could increasing my total return on investment. 

Any advice or insight is much appreciated.

[Chris Erwin]

@Chris Kovarik

My opinion is whatever house you choose, you should consider financing. Financing with a good interest rate is just a better way to leverage your cash and increase your buying power.