How to Impress a Mortgage Lender

[Drew Hitchcock]

Hi All,

I'm a longtime reader/listener, but first time poster. Ive listened to all the podcasts, regularly attend the webinars, and read as much of the forums as I can. I'm working my way out of the "analysis paralysis" phase and finally moving on a property.

We are going to be meeting with a mortgage lender next week about purchasing our first property. A local 3 Unit property that we plan on house-hacking for a year or two.

I plan on putting together a binder with all necessary information on the property, as well as our financials, to present to the lender at our meeting.

• MLS Sheet of the Property
• Pictures of the Property
• A Printout of a BP Analysis sheet
• 2 Years of Tax Returns for both of us.
• 2 Months of Bank Statements
• Retirement Acct Statements
• Investment Portfolio Statements

I remember in one of the more recent podcasts, Brandon talking about putting together a binder of sorts and really impressing the lender with it. I cant find that particular podcast, and couldn't find a dedicated forum post on it. 

I'm looking for some more suggestions of what to include in this binder, or other ways that I can impress the mortgage lender right off the bat. I'm self employed, so getting a mortgage isn't going to be completely straight forward for us, so we need all the help we can get!