HELP!!! Nervous and anxious!!!

[Saad L.]

Hey BiggerPockets!!! So to start off, I want to house hack and move out of my parents house into a duplex that's being sold in my neighborhood. It's listed at about $200k and I'm definitely thinking of doing FHA financing but I'm unsure of whether I'd qualify or not for the $200k loan even though I saved enough for the down payment and closing cost, since I only make $15k a year working part time and going to school. Another question I have is this program called DPA which is the down payment assistant which basically gives you a second mortgage which pays for your down payment and closing cost up to $15k and I was wondering if I was to use that program would that help my odds of getting the property even more?? Also one unit rents for $950 and the unit I plan on living in will be my friend and I, who he will be paying $400. Basically looking for advice on how to go about doing this since I only make 15k a year and honestly haven't heard of anyone making $15k a year buying there first property. So anything is appreciated. Thank you guys!!!