Have Mortgage Companies stricter rules for HELOCS?

[Arthur Voskanyan]

Does anyone know if Banks & Mortgage companies have stricter rules now a-days regarding lending out equity loans and HELOCS. I’m in San Diego Area, California, does anyone know of a good private mortgage company that pays out the highest possible amount for a home equity or HELOCS? I heard that banks really don’t give out and refuse so based on many creatiria? Thank you in advance all answers are appreciated Thank you, Arthur Voskanyan