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Updated over 7 years ago on . Most recent reply

Robert Shoffner's profile image
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Robert Shoffner
  • Investor
  • from Charlotte, NC
  • Member since Mar 22, 2011
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Robert Shoffner's profile image
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Robert Shoffner
  • Investor
  • from Charlotte, NC
  • Member since Mar 22, 2011
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Robert Shoffner
  • Investor
  • Charlotte, NC
9
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Buying & Selling Real Estate

BRRR Lender Low Seasoning Req

Robert Shoffner
  • Investor
  • Charlotte, NC
Posted

I have a house that I'm closing on and plan to rent it out.  If I pay cash, I want to (ideally) get all my cash back out with a refinance once we have rent coming in.  Does anyone know a of a bank or lender that has minimal seasoning requirements and how long those requirements are?  I'm okay with a 15 year amortization or longer, and a commercial (non-fannie type) lender.

Thanks in advance

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Kerry Baird
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  • from Melbourne, FL
  • Member since May 5, 2011
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Kerry Baird
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Kerry Baird
  • Rental Property Investor
  • Melbourne, FL
Replied

The Delayed Financing Exemption allows you to PAY CASH and get your money back out before six months.  It is a Fannie Mae product: 

https://www.fanniemae.com/content/guide/selling/b2/1.2/03.html

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