Meeting your goals when coming up short

[Tom R.]

A little less than a year ago I set a goal to have 6 figures of passive income in 10 years. At the time I felt that this goal was reachable even with conventional financing and putting 20% down of my own money. I Just went about making a spreadsheet calculation of a purchasing schedule figuring in how much I can save from my full time job and adding in the cash flow from each property. At my current wage if all my properties cost about the same as my first property and cash flow the same by the end of the 10 years I will have only reached about 75% of my goal. It is possible that as my wages increase I could bridge that gap but I cant calculate that nor can I count on that.

I need to find other ways to finance my purchases and hopefully find properties that cash flow better.