I'm translating this as it's highly unlikely in the next 27years I MIGHT own this property it could flood. Or there's a 0.27 chance per year this house will flood.
"Moderate to Low Risk Areas: Zones B, C, and X -- Lower-cost flood insurance available to all property owners and
renters. Areas located outside the 1% annual chance floodplain (100-year floodplain). Includes areas protected from flood
by certified 100-year levees. Lenders do not require flood insurance purchase.
Area is higher than base flood elevation."
@Michael Glaser if you're using a lender and they don't require flood insurance that may be promising...sounds like it's well protected. Is it a 20% conventional loan?
Could be. Cloud be a commercial. I have a good relationship with my lender. I'll see what she thinks.