I have a conditional approval for $10,000 to complete work on a fix and flip I started, and had to stop because of the hidden damage I ran into. I was always told when something sounds to good to me true its is more than likely not true. All this Lender is asking is that, I pay a $850 processing fee but, no other criteria for approval was given. Sounds like, if I send this $850, I will just be $850 poorer. Wish someone could prove me wrong by their experiences with this lender.