Subjective to/seller finance

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Hello BP, I wanted to get some advice on a deal I'm working, so doing a subjective to/seller finance. the seller owes close to market(62k) ARV 65K I have her signed at 75K over the next 3years taking over the payments (no monthly payments to the seller) with a down payment of $3,500. I wanted to get advice on how to exit this deal and if I've gone into high. Thanks