I am looking to buy a house in the California Bay Area using my VA loan. I would like to make the first purchase my primary residence, and rent out a room. Then I would like at some point in the future make the first home I buy a full rental, and purchase another and continue like that unit another strategy/opportunity comes along. Has anyone done anything like this, before? What are some obsticals to expect? I have read online that a IRRL( Interest Rate Reduction Refinance Loan) is one way to get rid of the Primary Residency Clause problem.