Hey @Navid Sadighi
When you say “more options in terms of using equity if it’s a primary home“ - you are referring to your ability to pull out cash against your equity, correct?
If so, then yes - a primary residence will (typically) offer an easier means of tapping in to your equity. The reason for that is lenders allow much higher LTVs (96.5% vs 80% for non owner occupied) as well as offer HELOCs when financing a primary residence.
@Navid Sadighi what loan to value are you going to be able to buy at? Lenders generally want to give up to 80% LTV on a HELOC. If you are buying at 5-10% down it will take a while to build enough equity to get a HELOC.
Expecting a property to appreciate enough in 1 year is is not a high probability plan. The are lots of good reasons to buy a home to live in. Expecting to use it for a HELOC is not one of them.