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Updated over 6 years ago on . Most recent reply

Dean Klein's profile image
Dean Klein's profile image
Dean Klein
  • Member since Jun 5, 2018

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Dean Klein's profile image
Dean Klein's profile image
Dean Klein
  • Member since Jun 5, 2018
Dean Klein
21
Votes |
35
Posts
Buying & Selling Real Estate

Buying an owner-occupied duplex

Dean Klein
Posted

Hi everyone. I own 4 rental properties including my primary residence that I house hack. I am getting interested in moving again and purchasing another duplex to live in so that I can put a smaller amount than 25% down. As far as I can tell, the lowest I can put down is 15% without going FHA which I don't want to do because of the PMI. Is this the standard going owner occupied?

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Melvin List's profile image
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Melvin List
  • Lender
  • from Tampa, FL
  • Member since Apr 7, 2016

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Melvin List's profile image
Melvin List's profile image
Melvin List
  • Lender
  • from Tampa, FL
  • Member since Apr 7, 2016
Melvin List
  • Lender
  • Tampa, FL
379
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Melvin List
  • Lender
  • Tampa, FL
Replied

@Dean Klein guidelines were updated back in October to allow you to own other properties.

  • Melvin List
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