What do you think of this deal?

What do you think of this deal?

Member since 2017 · 20 posts · 7 votes

Hey guys- first original post to the community, there’s a ton of great information on here and I thank all of you for your input and knowledge sharing!

I’m looking at a property built in 2016, current tenant is paying 1950/month. I can purchase for $230k, put 25% down for a mortgage of approximately $1250 for 30 years. It’s a 4/3 2000 sq ft in an up and coming area. The original owners purchased it for $180k in 2016.

The deal seems like a no brainer to me, I’m just a little concerned about talks of a correction and that it’s increased over 25% in 2 years. What do you think? Thanks for the input!!

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Real Estate Broker · Naples, FL · Member since 2013 · 9k+ posts · 6k+ votes
7y

you need to be purchasing at a discount from fair market value

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  • Real Estate Broker · Naples, FL · Member since 2013 · 9k+ posts · 6k+ votes
    7y

    you need to be purchasing at a discount from fair market value

  • Member since 2017 · 20 posts · 7 votes
    7y

    @John Thedford thanks for the feedback. I think I can get $5k off the price, but does the price really matter if the cash flow makes sense? For my RE investments, I have always bought and held.

  • Real Estate Broker · Naples, FL · Member since 2013 · 9k+ posts · 6k+ votes
    7y

    The experts say you make your money when you buy. How much of a discount is debatable. I would not personally buy this deal there is not enough of a discount. When the market changes you may find yourself underwater. 

  • Property Manager · San Antonio, TX · Member since 2018 · 75 posts · 70 votes
    7y

    Hi @Thomas O.

    I'd be a little curious as to why the current owners are selling. If they purchased at $180k, and receive $1950/month in rents, that is over a 1% rent rate. That isn't easy to find.

    Make sure to factor in all of the expenses. $1950(rental income) -$1250 mortgage

    -Insurance

    -HOA fees (if there are any)

    -Vacancy

    -Repairs

    -Home Warranty Company (if applicable)

    -PM company fees (if applicable) 

    -Any utilities paid by you (if applicable)

    -Taxes

    ECT. 

    Good luck! 

  • Rental Property Investor · Durham, NC · Member since 2016 · 7k+ posts · 7k+ votes
    7y

    @Thomas O. Not even meeting the 1 percent rule. Hard pass for me. Some people might deal with this but I wouldn’t

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