FHA Loan in one state, while working seasonally in a different st

[Vlad Stinga]

I live in Massachusetts, work seasonally as a bartender on an island, and want to buy a house in Tennessee to live in the off season.

Every summer I make decent money working in MA so I would like to keep doing that and still qualify for an FHA loan in Tennessee. I would live in TN at least 6 months so it would qualify as a primary residence.

Some banks told me that I have to work in TN to buy a house there but I don't see the logic in that. If I make enough money doing what I do and I live enough time in the house to qualify as primary residence, why would it be a requirement to make less money working in TN.

Any lender out there who's handled similar cases?