i am getting my mothers credit in shape to make her buy a home with a FHA loan and will help her with closing cost and other fees. She is tired of renting her whole life and her dream is her own house. My plan is to get her a 3 family owner occupied with FHA. Her husband is a snake scumbag that lives paying debt with debt and always has a "great idea" with money which has cost them everything time and time again.

How can i prevent him from making her take a cash-out refinance, HELOC etc? she has no personality to say no to him. i plan on getting her a good deal to cash flow and equity, later refinance to keep on making her a small portfolio for retirement. How can i go about preventing him from taking everything south ? should i include myself as a joint borrower?

thanks everyone ! 

Well you can't.... that's it. You can lead a horse to water but you can't make it drink, if she'll listen to him and he'll do this there isn't really anything you can do. The best may be to buy it for her but hold it in your name, but if you did this you wouldn't be able to go FHA. There me be some obscure trust stuff you could do but that may be extreme for the situation.