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Updated over 5 years ago on . Most recent reply

Martin Ceja's profile image
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Martin Ceja
  • Real Estate Agent
  • from Claremont, CA
  • Member since Dec 6, 2017
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Martin Ceja's profile image
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Martin Ceja
  • Real Estate Agent
  • from Claremont, CA
  • Member since Dec 6, 2017
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Martin Ceja
  • Real Estate Agent
  • Claremont, CA
3
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Buying & Selling Real Estate

Loan Structure for 16 units in CA

Martin Ceja
  • Real Estate Agent
  • Claremont, CA
Posted

Looking for insight on loans for 16+ unit apartment buildings in CA. What kind of loans are investors getting at the moment? 30 year, 15 year, balloon? Usually work with 1-4 unit properties so not sure what types of loans are used for larger properties. All insight welcome. Thanks! 

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Raju Balakrishnan's profile image
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Raju Balakrishnan
  • Rental Property Investor
  • from Santa Clara, CA
  • Member since May 20, 2016
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Raju Balakrishnan
  • Rental Property Investor
  • from Santa Clara, CA
  • Member since May 20, 2016
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Raju Balakrishnan
  • Rental Property Investor
  • Santa Clara, CA
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Raju Balakrishnan
  • Rental Property Investor
  • Santa Clara, CA
Replied

Look for Fannie Mae or Freddie Mac multi family apartment. You may look at the web page or talk to a lender or rep to understand their basic underwriting criterion on DCR, Net assets, down etc. There is no pre-approval. Many loan agents will be grad to take a look at the property and let you know.

  • Raju Balakrishnan
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