Insurance Claim on Bank Owned Property

[David G Vreeland]

A property I am looking at had a fire about a year ago and the insurance company of the prior owners was nearly done fixing it up before the bank took possession of the property in foreclosure.  There is about $10,000 worth of repairs that still need to be done by the insurance carrier.  The question is if I buy the property at auction is the insurance carrier still required to complete those repairs or are they able to get out of that since the insurance policy was with the prior owners?  Also if the property is still technically owner occupied but the prior owner is not actually living there anymore as the houses furnace is broken is the process of evicting them more straightforward?