Need creative finance advice

[Andrew Wilkins]

My wonderful wife and I bought our house for 181k two years ago, since we have made some terrible financial choices that leave us blocked from conventional loans (large CC debt, being fixed but two years till in the green). Our house is now going for 230k and is on track to hit 250k next year. Today we find out that two of our neighbors are moving away and selling.We are just getting started on REI and house hacking but this opportunity is something we would like to jump on.

How would you finance one or both deals if you had bad credit (in repair) or low cash on hand?