DTI with hard money loan

[Alex Howard]

My wife and I are looking to sell our home and buy closer to where I'm investing. The problem is our broker told me that the HML is taking away another $900 for my flip property. This is putting us in a house buying price bracket in which we would not be interested in buying the properties. I have an LLC now but I did not when I purchased the property in November, so the HML is in mine and my wife's name. Do banks check for HML or any money coming out each money? I'm assuming other people have been in this situation.

FYI it is a $900 payment I split with 2 other partners.