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Updated about 5 years ago on . Most recent reply

Zack Williams's profile image
Zack Williams's profile image
Zack Williams
  • Rental Property Investor
  • from San Jose, CA
  • Member since May 16, 2020
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User Stats

19
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7
Votes
Zack Williams's profile image
Zack Williams's profile image
Zack Williams
  • Rental Property Investor
  • from San Jose, CA
  • Member since May 16, 2020
Connect
Zack Williams
  • Rental Property Investor
  • San Jose, CA
7
Votes |
19
Posts
Buying & Selling Real Estate

Good deal or bad deal on investment loan

Zack Williams
  • Rental Property Investor
  • San Jose, CA
Posted

Am I getting a good deal here?

300k purchase price

20% Down 60k

30 year fixed

Monthly P&I : $1,287

Total payment: $1,663

Interest Rate : 4.990%

APR: 5.252%

Loan Points : $4,632/ 1.930%

I'm just a little confused on how the APR and the Loan Point can hurt me over the could the loan?

Is this a respectable deal I’m getting?

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