I have 11 years and 7 months of paying my mortgage till I am done. I pay $450. I was thinking I could rent to own/ owner finance the property for 12 yrs with tenant which is my mom's cousin pay me $650. And at the end of the agreement sign the deed over to them. They would be responsible for all maintenance and up keep. I would be out of the picture minus making the mortgage payment. Is this doable and legal. Is it worth doing?

@Luis Lopez

You could do what’s called a subject to where you sel the house subject to your existing mortgage

Another thing you could do is a land contract where you stay on title until they pay you off. Just check state laws to make sure you are allowed to have a mortgage on a property with a land contract

@Chris Seveney Thank you. Subject to sounds familiar. I'll look into it more. Much appreciated