House Hacking Analysis Negative CoCROI

[Nate Hubley]

Hey all,

I am currently analyzing multifamily properties(duplexes) in potential markets that I may wish to invest in for a house hack in the future. When I complete my analysis for a house hack, assuming one unit is rented and Im living in the other, the rent just about covers my monthly expenses, but i most frequently am left with a negative CoCROI. Should this be something that I can let pass assuming when I move out I get a positive CoC that fits my criteria? Or should my CoC be positive even when I am house hacking?

[Mark H. Porter]

Think 4-unit - you can still get this as a residential mortgage while 3 units pay the bills instead of 1.