Out of State Investor Commercial Loan in North Carolina

[Dhanasekaran Ranganathan]

Hello BiggerPockets,

I am an investor from California, looking to invest in North Carolina, and I am getting stonewalled for getting a Commercial Loan. 

The reason, i am a "new out of state investor".

How are you all financing your first commercial deal out of state? Are there are any tips that fellow investors can share. 

Greatly appreciate all input.

I got one option of 5.5% with 35% down for 25 yr amortization with 5 year fixed loan. What do you all think about it?

Thanks

Dhana