down payments lower than 25% on investment property?

4 Replies

Absolutely possible. Even major lenders like Quicken/Rocket do 20% 30yr terms.  The 25% is more about terms and rates being lower. 

Any broker should be able to line up a 20% down assuming credit and income make sense.

My experience so far speaking to different lenders is that 20% down payment is the standard for SFH/Duplexes but when you try to finance a fourplex then I am yet to find a lender that will allow less than 25% down. I will be glad to hear if anyone had success of financing a fourplex with only 20% down.