I've written North Carolina Governor Roy Cooper's office with my complaint against Xpress Loans 911 LLC and asked that office for clarification, review, and enforcement as they see fit.
And telephoned Xpress Loans attorney and told her to file their case against me.
The truth is not "defamatory and libelous."
If you've been ripped off by this company let it be known and file a complaint.
Email NC Gov. Roy Cooper: Contact Governor Cooper
https://governor.nc.gov/contac...
File a Complaint with the North Carolina Department of Justice (ncdoj.gov)
https://ncdoj.gov/file-a-compl...
2019 North Carolina General Statutes
Chapter 66 - Commerce and Business
Article 20 - Loan Brokers.
Article 20.
Loan Brokers.
§ 66-106. Definitions.
(a) For purposes of this Article the following definitions apply:
(1) A "loan broker" is any person, firm, or corporation who, in return for any
consideration from any person, promises to (i) procure for such person, or assist
such person in procuring, a loan from any third party; or (ii) consider whether
or not it will make a loan to such person.
(2) A "loan" is an agreement to advance money or property in return for the promise
to make payments therefor, whether such agreement is styled as a loan, credit
card, line of credit, a lease or otherwise.
(b) Except for mortgage loans as defined in G.S. 53-243.01, this Article shall not apply to
any party approved as a mortgagee by the Secretary of Housing and Urban Development, the
Federal Housing Administration, the Veterans Administration, a National Mortgage Association
or any federal agency; nor to any party currently designated and compensated by a North Carolina
licensed insurance company as its agent to service loans it makes in this State; nor to any insurance
company registered with and licensed by the North Carolina Insurance Commissioner; nor, with
respect to residential mortgage loans, to any residential mortgage banker or mortgage broker
licensed pursuant to Article 19A of Chapter 53 of the General Statutes or exempt from licensure
pursuant to G.S. 53-243.01(12) and G.S. 53-243.02; nor to any attorney-at-law, public accountant,
or dealer registered under the North Carolina Securities Act, acting in the professional capacity for
which such attorney-at-law, public accountant, or dealer is registered or licensed under the laws of
the State of North Carolina. Provided further that subdivision (1)(ii) above shall not apply to any
lender whose loans or advances to any person, firm or corporation in North Carolina aggregate
more than one million dollars ($1,000,000) in the preceding calendar year. (1979, c. 705, s. 1;
1981, c. 785, s. 1; 1993, c. 339, s. 2; 2001-393, s. 4; 2008-228, s. 1