New home purchase conversion from owner occupied (Prim) to Rental

[Brian Moss]

in process of purchasing a new construction home. will be closing in 6 mo. we bought it as primary home. but change in plans. now want to close it as a rental/investment property. can the builder or builder's mortgage partner object at our house closing? builders are hesitant to sell to investors in current market. if we close as primary home, how soon can we refi it as investment prop to get out of 12 mo owner-occupied clause? Or do we dump the builder's mortgage co. and go with another lender with a investment prop loan? in that case, can the builder cause an issue? OR do we buy it on cash by arranging money from HELOC, 401k loan, etc and refi in next few mo after closing?