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Updated about 4 years ago on . Most recent reply

Looking for a North Carolina lender for a "non-conforming" deal
I'm looking at a 25 acre property in NC with three homes on it, one move-in ready cabin, a move-in ready park model on a foundation, and a third ranch house in need or repair. The idea is to purchase, live in the park model as a primary residence (at least in the near term), rent the cabin as a short-term rental, and rehab the ranch. With the 25 acres I plan to build many small cabins, yurts, glamping sites, A-frames, and the like for short-term rentals on Airbnb. I have spoken to several lenders large and small, local Credit Unions, and the answers I've been getting is that it doesn't fit the mold for a commercial loan, and doesn't fit the mold for a conventional residential mortgage since there are 3 separate homes on the property. I would love to get long term financing, 30 years would be best, and have enough cash to do 20-25% down. Does anyone have any suggestions for lenders in NC that may finance something like this? Ideally not hard money, but it could work. Any input is appreciated!
Thanks,
Joe