Buying a second property with less than 20% is it smart

[Taylor Summers]

I have a property that I am renting out and living with my boyfriend. I have saved up enough for another property not quite 20% down in Ontario, and I could have him go half in with me to get the 20% but I kind of just want to do it on my own. Is it worth paying the CMHC insurance in Ontario on the property to do it myself? Or should I wait and save more to have the complete 20% down? My other property I have a cash flow of 1200 a month coming from it so living mortgage free essentially on that one and this next one I could have a cash flow of roughly 600.. Wondering if anyone has some advice on what is smart to do save or pay the insurance and get in on this next deal?