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Updated about 4 years ago on . Most recent reply

Jay Hinrichs's profile image
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Jay Hinrichs
  • #1 All Forums Contributor
  • Real Estate Consultant
  • from Summerlin, NV
  • Member since Jan 29, 2014

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Jay Hinrichs's profile image
Jay Hinrichs's profile image
Jay Hinrichs
  • #1 All Forums Contributor
  • Real Estate Consultant
  • from Summerlin, NV
  • Member since Jan 29, 2014
Jay Hinrichs
#1 All Forums Contributor
  • Real Estate Consultant
  • Summerlin, NV
65,114
Votes |
44,065
Posts
Buying & Selling Real Estate

Suspension of the 7% rule for FAnnie Freddie is HUGE

Jay Hinrichs
#1 All Forums Contributor
  • Real Estate Consultant
  • Summerlin, NV
Posted

Read this morning that through intense lobbying by the mortgage industry ( some one got through to someone to talk sense into them)
the govmit suspending the 7% rule  this should put some downward pressure on Investor and second home interest rates.. Or at least I would think so.  

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Ryan Daniels's profile image
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Ryan Daniels
  • Rental Property Investor
  • from TN
  • Member since Aug 10, 2021

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Ryan Daniels's profile image
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Ryan Daniels
  • Rental Property Investor
  • from TN
  • Member since Aug 10, 2021
Ryan Daniels
  • Rental Property Investor
  • TN
6
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15
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Ryan Daniels
  • Rental Property Investor
  • TN
Replied

My rate dropped from 4.75 to 3.99, according to my loan officer, due to this change. Background so the numbers have meaning - Conservatively approved to 400k, FICO 800, clean history, 20% down payment on non owner-occupied investment property, 30 yr fixed conventional loan. Got pre-approved 10 days ago quoted 4.75, notified of the better rate and the reasoning on Wednesday.

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