Mortgage for a church building?

[Aaron Zadrozny]

Quick question: what would be the best avenue to find a mortgage for a church building?

[Ash Patel]

My wife and I purchased a church in 2008 that we converted to our home.  I'm not going to sugar coat it but you are in for a tough time.  Most municipalities zone churches as residential so if you plan to keep it that way that is one less hurdle.  If you are going to change the zoning to commercial, you will have to go through the zoning process.  Make friends with zoning.

Your best bet for a mtg is going to a local bank.  The big guys just don't know how to deal with a property like this.  Finally obtaining insurance is another huge deal.  It seems like no one knows how to underwrite churches that are going to be used as residential.

Here is a fb link to our home - https://www.facebook.com/The-Chouse-10577550292608...

Hit me up if I can help with anything.