Creative financing tips needed!

[Andrew Puglia]

5 unit property on 17 acres in Hunterdon County, New Jersey; the 3rd highest median income county in New Jersey (~$80k). Listing price is $440k with an assumed purchase price at $400k + $100k rehab + $12k closing + $5k other fees. Total project cost = $517k. Down payment of $50k. Loan amount $467k. After rehab value is $700k. Rental income is $57,000 per year for 4 units and my wife and I could live on the property. 

Most commercial lenders are offering 75% LTV of purchase price; $300k off of the $400k assumed purchase price. So with $50k down we need $167k from somewhere else.

Does anyone have any advice on how to finance this commercial property?

Our particular interest is to find a property that we could live in, rent the other units, and transition the land to a sustainable, agriculture -based homestead. With the operating income we could cover operational costs and debt services and still end up net positive.