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Updated over 2 years ago on . Most recent reply

Lender Not Accepting Payment- Foreclosure Looming
Working with a seller who has a property he has inherited from his mother. He is on the deed, but not on the loan. He has been paying the mortgage, maybe partially, and it has been transferred multiple times, currently sitting with MidLand mortgage.
He has tried to reach out to them multiple times, we have tried to reach out to them with him and the title agent, but they are refusing to talk to him because is not on the loan, and not giving any info to the title company either.
How can we navigate this quickly and put a stop to the foreclosure process so we can figure out how to get this worked out?
Edit:
This property is in Alabama
Most Popular Reply

Assuming he is the executor of the estate there should be some ability for him to discuss things with the lender. He may need to provide the will, death certificate and/or documents from the court opening probate, but there is a way they can speak to the person who legally now represents the decedents estate. If you haven't already you may need to simply get in contact with a good local estate attorney who knows the relevant law/statute/case to quote or the specific person to ask for in order to get them to recognize your seller as someone who can discuss the account.