Purchasing off market using traditional mortgage

[Joe Einbinder]

How does one approach a private seller without 100% cash?? If I’m trying to make someone sell me their house instead of putting it on the market, what are my bargaining chips if not all cash?

[Lien Vuong]

There's other factors to any sort of offer that is beyond the financing aspect. Find out what their ideal situation would be. What timeline do they need and how can you help with that? Maybe you can increase your purchase price to compensate for where you're lacking. Inspection? Is it an as-is sale? Appraisal? 

I have had two accepted offers on off market properties the last few months using traditional financing so I don't believe that it should be a true obstacle.