Two-dual-family refinance - tips and tricks

[Vadim Sedletsky]

Hi Folks,

Looking for best practices for a two-dual-family refinance.

Some information:

Both of the houses are one next to the other, sharing a huge parking lot for both of them.

4 units total in this project, probably will considered as two different loans if id to private load, or one single project if ill to commercial loan.

The purchase was done cash – 246K, last August. 

Currently the cash to cash is around 8.5 percent (rents under market), but if I refinance it should be around 14.4 with the current rents with 30% down.

Any tips/or good places to start looking for the right lender?

Thanks,

Vadim