Cash on Cash Return on a House Hack?

[Christian Jaictin]

As a new investor looking to house hack, what would you say is a good Cash on Cash return for someone who's using an VA or FHA loan? Does it matter, or should I be focused on the future result of having both units rented out?

[Andrew Powers]

Like you said I calculate based on what the future numbers are when I'm not there. I try to make as much as possible when I house hack, but if it's break even (ie I have no housing expense) I consider that a huge win! Even if you are "losing" some money per month depending where you live,  your housing expenses are still reduced by tenant income. And you also get the other benefits of owning real estate