Cash out re-finance rate, too good to be true?

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Hey BPers!

I'm buying my first property a 6 unit apartment building in cash.

I don't want to keep my money tied up and want to cash out re-finance.

I'm hoping to have your opinions on these questions:

-How long do you typically wait before doing a cash out refi? 

-What is the typical rate for a long term re-finance loan? 10-20 year? 

-Do you have any recommends of banks that specialize in this type of procedure? I'm USA, Maryland.

Thank you for sharing your time and experience with me. 

I appreciate you!

-Daniel