What kind of LTV rates are you getting

[Adam Smith]

Hi,

I'm looking to buy my first apartment building but the lenders I talk to want at least 30%. I found this really great deal but I only have 20% down. I do have a full time job and steady income, if that matters. Is it possible to get a loan with only 20% down for your first purchase? Also after your first purchase is it easier to get financing?

Thanks