My Beginner Situation- Advice?

[Hunter Stubbs]

Hi-- I'm hoping to get a small multi-family home to live in and house hack. My situation is I'm a delivery driver that makes 22k annually. Almost no saving. And have a car payment. 

Am I going to be able to find a lender who will work with me? I do not want to quit my job working 30-40 hours a week, but one lender said my job will count as "part-time", due to it's nature, regardless of how many hours. Won't the estimated value of the rents be calculated towards the monthly mortgage? 

If I get a SMF that needs repairs, how does that work with the time in-between the fixing and the ready to rent date? Do I need the funds that would cover the amount of rent during the fix up period before they would lend to me?