Hard money into a DSCR Loan

[Jose Solis]

Hi everyone I just had a quick question. So i'm looking to buy a 4 plex in Bakersfield ca. I have been intending to go off market, but if I find something on market even better. I have been targeting more distressed units something i can ad value too. I am looking to purchase between 325-450k. I have access to about 120k. Now my question is since my job history does not qualify me for a more conventional loan, after speaking to dozens of loan officers one brokerage company helped me find what I am needing and can basically get me into a cash flowing property with 20% down on a 30 year fixed DSCR Loan. Now this is awesome and all but now I am thinking I do not want to have to wait again a few years to save up and give another down payment. So what Intend to do now, is I have found a hard money lender that is willing to lend 90% of the loan and 100% of the rehab. My intentions are now to do a full on BRRR and refinance into this DSCR Loan. I just wanted to know anyone's thoughts on this or how a more seasonal experienced investor would make there money go a longer way. Any help is appreciate. Thank in advance!