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Updated over 3 years ago on . Most recent reply

User Stats

303
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47
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Ben M.
  • Houston, TX
47
Votes |
303
Posts

Refinancing to purchase an investment property

Ben M.
  • Houston, TX
Posted

Lender has confirmed I can borrow 98k from my primary residence by doing a cash out refinance and loan would go from 127k to 240k. I am planning to get my second investment property. The issue I am having is that the loan would be stretched back out from 20 years left to 30 years and the interest rate would go up a bit (4.25% instead of 4%). Does it still make sense to do this?

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