How to use 401k money

[Gp G.]

Hi,

I have some money in my company 401k. They have strict guidelines to remove money which is almost impossible to remove (with exceptions like health conditions, primary home etc.).

If I change company will i be able to get that 401k money. I heard I loose lot of money if I follow that approach.

What other good approaches to use this 401k so that i can use that money to pay off my rental property remaining mortgage and if pay some of high interest credit card debt without loosing lot of money in taxes. Please advise