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Updated over 1 year ago on . Most recent reply

John Mason's profile image
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John Mason
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John Mason's profile image
John Mason's profile image
John Mason
  • Member since Feb 10, 2024
John Mason
351
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1,168
Posts
General Real Estate Investing

Will lenders lend if I have a personal loan of 25000 USD?

John Mason
Posted

I have a personal loan with a very big branded credit card company  with whom i have borrowed 4 times (each time about 30000 USD)and paid back

Will this affect my ability to buy a primary residence if I have a  recent loan of 25000 USD with this credit card company?

Tampa, Florida
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Taylor Dasch's profile image
Taylor Dasch's profile image
Taylor Dasch
  • Real Estate Agent
  • from Temple, TX
  • Member since Jan 5, 2022

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Taylor Dasch's profile image
Taylor Dasch's profile image
Taylor Dasch
  • Real Estate Agent
  • from Temple, TX
  • Member since Jan 5, 2022
Taylor Dasch
  • Real Estate Agent
  • Temple, TX
656
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906
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Taylor Dasch
  • Real Estate Agent
  • Temple, TX
Replied

It depends on your income / DTI and also what kind of loan you are going for. I would speak with a lender and see what your options are - also they will be able to tell you exactly what you would need to do to be able to qualify.

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