General Real Estate Investing
Market News & Data
General Info
Real Estate Strategies
Short-Term & Vacation Rental Discussions
presented by

Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Creative Real Estate Financing
presented by

Tax, SDIRAs & Cost Segregation
presented by

1031 Exchanges
presented by

Real Estate Classifieds
Reviews & Feedback
Updated about 1 year ago on .

Need a HELOC after a Chapter 13 Discharge
Hi everyone. We just got out of a Chapter 13 bankruptcy in December. We have owned a duplex since 2018. It's in a really good location. It's increased in value a good amount. We just closed on a $550,000 home and plan on renting the duplex out. It will be a rental cash cow however we need to renovate it because it's stuck in 1970. We need to tap into some of that equity. Are there any banks who don't care much about the chapter 13 if we can show the equity, our incomes, our cash, our credit scores are good, and our payment history are all good? Anyone else been through this? And please don't respond if you're not going to be helpful or respectful. Thank you!