Updated 4 months ago on .

"But DSCR loans are only for experienced investors… right?"
Let me clear this up real quick:
No, you don’t need 10 properties. No, you don’t need a massive portfolio. No, you don’t need to show a fat W2 either.
👇 What you do need:
- A decent credit score (680+ preferably but 600 is doable)
- A property that cash flows
- A game plan that makes sense on paper
That’s it.
DSCR loans are built for:
🤝 First-time investors who don’t want to deal with tax return headaches
🤝 BRRR investors refinancing out of hard money
🤝 People who understand cash flow > credit score
So if you’ve been waiting until you “feel legit enough, ”This is your green light.
You don’t have to be a pro. You just have to get in the game.