Money & REI - How Do You Do It?

[Jason Jones]

I'm new to REI, but I've already acquired 2 positive cash flow SFH rentals, using the famous 50% rule, out of state. I was lucky and was able to do this with very little cash out of pocket since I purchased the properties below market value and did conventional 80% LTV.

I keep finding deals, but everybody wants 10-20% down since no one is offering 100% financing anymore. I really don't want to use the cash I have since I would a) run out fast, and b) need to keep that for reserves.

So... how do you finance deals? Where do you get the cash?

Is is all about HML's and Private money? Should I focus only on rehabs so I can build up cash?

Thanks,