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Updated about 10 years ago on . Most recent reply

Understanding The Title Report
Greetings, I recently watched a video about title reports in order to learn more about them.
https://www.youtube.com/watch?v=-t_633C4wMs
I had a few questions that the video creator didn't address:
In the video the topic of CC&R's came up and the fact that some CC&R's from many years ago discriminated against protected classes of people. If a CC&R's say that a particular protected class of people can't own the property or live there, is that still a legally binding regulation that must be followed by new owners? I'd imagine not. Right??In his presentation, I see that title report only goes back to the previous owner of the property. What about the original owner, back in maybe, the 1600's? What if there is break in the chain of title further in history. How would the title insurance cover that? Can that come back to bite you at all?
Thanks In Advance